Last fall in this space we asked, “How long will it last?” and everyone knew what we were referring to: the hard insurance market. Today we could ask the same question, and everyone would know what we’re referring to: a global pandemic that has changed the world — drastically for the moment, and perhaps permanently in ways that will only become clear over time. But the question now for us as insurance and risk advisors is this: What impact will COVID-19 have on the P&C industry in both the short and long term?
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